Mortgage tools
Mortgage calculator
Estimate a monthly Canadian home payment, closing cash, and amortization using your own price, down payment, rate, and cost assumptions.
Estimated monthly payment
€3,854
Loan amount
€580,000
Monthly€3,854
Principal & interest
€3,239Property tax
€435Home insurance
€180Mortgage insurance
€0HOA / condo fees
€0Due at close
€166,750
Down payment
20.0%
Total interest
€585,968
Amortization snapshot
First five years of principal, interest, and remaining balance.
30 year term
| Year | Principal paid | Interest paid | Remaining balance |
|---|---|---|---|
| 1 | €8,031 | €30,835 | €571,969 |
| 2 | €8,471 | €30,395 | €563,498 |
| 3 | €8,935 | €29,930 | €554,563 |
| 4 | €9,425 | €29,440 | €545,138 |
| 5 | €9,942 | €28,923 | €535,195 |
Home price
€725,000
Down payment
€145,000
Payments
360
This calculator is for educational estimates only. It does not include every fee, lender rule, land transfer tax, qualification test, or insurance condition that may apply to a real Canadian mortgage.